Privacy Policy

Our Privacy Policy

Last Updated: February 25, 2026

Welcome to VKCalc.in (“we,” “our,” or “us”). We are committed to protecting your personal and financial data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website and use our financial tools.

1. Information We Collect

We collect information that allows us to provide accurate financial calculations and professional tax services.

  • Voluntary Data: Information you provide when contacting us via WhatsApp (+91 7018064385) or email (vk7332@gmail.com), such as your name, email, or tax-related queries.

  • Tool Usage Data: Most our calculators (like SIP or EMI) process data locally in your browser. However, for specialized tools requiring tax filing assistance, we may collect:

    • PAN (Permanent Account Number)

    • Income and Deduction details

    • Bank Account details (if shared for refund tracking)

  • Automated Data: We collect standard web logs, including IP addresses, browser types, and cookie data to improve site performance and security.

2. How We Use Your Data

We follow the principle of Purpose Limitation. Your data is used solely for:

  • Providing accurate financial calculations and comparisons.

  • Responding to your professional tax inquiries.

  • Sending transactional updates (if you opt-in for tax filing reminders).

  • Ensuring the security of our “Multi Fin. Calculators & Tool Hub.”

3. Data Processing & Security

  • Privacy by Design: We prioritize tools that perform “Client-Side” calculations. This means for most tools, your financial figures never leave your device.

  • Encryption: For data that is transmitted (like contact forms), we use SSL (Secure Socket Layer) 256-bit encryption.

  • No Third-Party Selling: We strictly DO NOT sell, rent, or trade your personal or tax return information to marketing companies or third parties.

4. Your Rights (Data Principal Rights)

Under India’s DPDP Act, 2023, you have the following rights:

  • Right to Access: You can request a summary of the personal data we hold about you.

  • Right to Correction/Erasure: You can ask us to update inaccurate data or delete your information once the purpose (e.g., tax consultation) is fulfilled.

  • Right to Withdraw Consent: You may withdraw your consent for data processing at any time.

5. Cookies and Third-Party Ads

  • Cookies: We use cookies to enhance user experience and analyze traffic. You can disable cookies in your browser settings.

  • Third-Party Ads: We may display ads from Adsterra or Google AdSense. These partners may use cookies to show personalized ads based on your visit to this and other websites. You can opt-out of personalized advertising through their respective settings.

6. Data Retention

We retain personal data only as long as necessary:

  • General Queries: Deleted after 1 year.

  • Tax Records: As a practitioner, we may retain specific records for 6-8 years as required by the Income Tax Act and Indian regulatory laws.

7. Grievance Redressal

If you have questions or complaints regarding your privacy, please contact our Grievance Officer:

  • Name: VK (Tax & Financial Expert)

  • WhatsApp: +91 7018064385

  • Email: vk7332@gmail.com

  • Response Time: We aim to address all grievances within 7 working days.